Easy payment options with Affirm
Monthly payments available over 12, 24 or 36 months.*
Get an instant, real-time decision with no hidden costs or fees.
Shop & select Affirm as your payment method during checkout.
Enter a few details about yourself and get a decision in moments. Then, complete your purchase.
Sit back and relax! Turn on AutoPay and Affirm will automatically debit/charge monthly payments using your preferred payment method.
Simply select at checkout.Continue Shopping
Frequently Asked Questions
How do I use Affirm?
- Select Affirm at checkout
Shop at your favourite stores that offer Affirm and select us as your payment option at checkout.
- Get set up
Use your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to credit approval.
- Enjoy your purchase!
Confirm your payment plan and then you’re done! Enjoy your purchase today and break up the cost.
Does Affirm charge any interest or fees?
The cost of Affirm (formerly PayBright) payment plans ranges between 0% and 30% APR (Annual Percentage Rate), depending on the customer's credit profile. See footer for details. For more information on interest or fees, please see this helpful article on the Affirm help site.
Does Affirm check my credit?
To learn more about Affirm (formerly PayBright) and credit checks, please read this helpful FAQ article on the Affirm help site.
Are there requirements to use Affirm?
Yes. You'll need:
- To be the legal age of majority in the province or territory in which you reside
- To be a resident of Canada
- A Canadian bank account or Visa/Mastercard debit card (Your debit card must have the Visa or Mastercard logo). Available payment methods may vary depending on the payment plan selected.
- An SMS-capable Canadian phone number and an email address
- To meet the minimum cart size required to use Affirm as a payment option at checkout
How can I track my payments and access my Affirm account?
To view your account information and track upcoming payments, please login to the Affirm Customer Portal using the phone number you used to sign up with. Having trouble? Please get in touch with the Affirm team.
How do I make my payments?
Affirm will help you set up convenient, pre-authorized payments via your Canadian bank account, or a Visa/Mastercard credit/debit card. Available payment methods may vary depending on the payment plan selected.
Visit Affirm's Help Center at helpcenter.affirm.ca.
*Here’s an example for a $3,000 purchase at 0% interest over 12 months:
|Purchase Amount||Monthly Payment||Number of Payments||Total Interest Charges||Total Processing Fees||Total Cost Of Borrowing||Total Repayment Amount||Credit Rate (APR)|
Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–30% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Financing offers may vary from time to time and may be amended or cancelled at any time. See https://helpcenter.affirm.ca for more information.